Pre-Paid Funeral Plans
Joel D. Kerr Independent Way Funeral Plan
Have you ever thought about your funeral? There comes a time in all our lives when it's natural to contemplate such things. A time to think about loved ones, and what you'd like to leave them.
A Joel D. Kerr Funeral Services Independent Way Funeral Plan spares your family the distress of funeral costs and deciding on arrangements. A pre-paid plan gives you the opportunity to specify and make provisions for your funeral arrangements in advance.
You have the option of monthly installments (With no extra charge if paid over 12 months) or a single one-off payment. To ensure your money is secure, a legally seperate trust administers the funds. No matter how muchour services may rise in cost, neither you or your loved ones will be asked for a penny more*.
Pre-Paid Funeral Plans
With Joel D Kerr Funeral Services, you have a choice of four flexible plans. Each plan can be personalised in any way you choose, tailoring the arrangements to your exact wishes. No matter how simple or unusual the request, we guarantee your wishes will be honoured.
When you purchase an Independent Way Plan, you will be given a free benefit - a living legacy for you, your family and friends to enjoy. A tree will be planted on your behalf with the woodland trust, the UK's leading conservation charity.
Economic Advantages of Pre Paid Plans
Would you do better to put your money in a bank or building society rather than pay for your funeral in advance? History indicates the answer is no.
In recent years, funeral expenses have risen ahead of inflation. This is mainly because of rises in the cost of disbursements, which are beyond our control. On past evidence a pre paid funeral plan is much better value.
For example, in 1991, if you'd invested £820 (Then the cost of an average funeral) in a bank or building society, it would have grown to only £1,247.80** over the next 16 years - not enough to keep up with the rises in funeral costs. The same funeral has more than doubled in cost to £1,825, a difference of £577.20.
What about insurance-based 'funeral expense policies'? They have several disadvantages - principally that they don't guarantee to cover funeral costs or allow you to specify the arrangements. If you are in reasonable health, you may well end up paying much more in premiums than the insurance company will ever pay out.
Would You Like To Know More?
A pre-paid funeral plan isn't something you rush into, so send for our free brochure by filling in the form on the right. It contains everything you need to know, including prices. And remember, if you need clarification or reassurance on any point, all you have to do is contact us.
Joel D. Kerr Funeral Services are proud to offer the Independent Way in association with Golden Charter, the UK's leading independent funeral plan provider.
* Please note: There are some costs which are paid by the funeral director on your behalf. These costs include doctors fees, clergy, crematoria, newspaper notices and memorials. These costs are not within your Funeral Director's control and may require further payment at the time of need.
** UK Savings 2500+ index (Jan 1991 - Jan 2007). Past performance is not necessarily a guide to the future.
Source: Standard + Poor's Fund Services ®+©2007.
