Joel D. Kerr Funeral Services
Funeral Plans
Plan ahead with confidence. Fix today's prices, record your wishes, and spare your family from having to make difficult decisions at the hardest of times.
A Gift To Your Family
Plan Ahead & Give Your Family Peace of Mind
A pre-paid funeral plan is one of the most thoughtful things you can do for your family. By planning and paying for your funeral in advance, you remove the financial and emotional burden from those you love at what will already be an incredibly difficult time.
Joel D. Kerr Funeral Services has been helping Teesside families plan ahead for over 35 years. We work with Golden Charter — one of the UK's most trusted funeral plan providers — to offer plans that are secure, flexible and fully guaranteed.
When you take out a plan with us, you are locking in today's funeral costs against future price rises, recording your personal wishes, and ensuring that when the time comes, your family simply needs to make one phone call — to us.
The Benefits
Why Plan Ahead?
Fix Today's Prices
Funeral costs rise every year. By paying now, you guarantee that our funeral director's fees are covered in full — no matter when the plan is needed.
Spare Your Family
Remove the burden of making arrangements and finding funds at the most difficult time. Your family simply calls us — everything is already in place.
Record Your Wishes
Choose the type of funeral you want, the music, the readings, the flowers. Your personal wishes are recorded and will be carried out exactly as you intend.
Flexible Payment Options
Pay in a single lump sum or spread the cost over a period of time with our instalment plan options. We will find an arrangement that suits your circumstances.
Fully Guaranteed
Plans are provided through Golden Charter, one of the UK's largest and most trusted funeral plan providers. Your money is held securely in a ring-fenced trust fund.
No Medical Required
There are no medical examinations or health questions required to take out a funeral plan. Anyone can apply, regardless of age or health.
Our Plan Provider
Provided Through Golden Charter
We are proud to offer funeral plans through Golden Charter — one of the UK's largest and most established funeral plan providers, with over 30 years of experience and more than 900,000 plans in trust.
Ring-Fenced Trust Fund
All plan payments are held securely in an independently managed trust fund, completely separate from Golden Charter's own finances. Your money is protected.
FCA Regulated
Golden Charter funeral plans are regulated by the Financial Conduct Authority (FCA), giving you the same level of protection as other regulated financial products.
Transferable
If you move home, your plan can be transferred to another Golden Charter funeral director in your new area at no extra cost.
Guaranteed Acceptance
There are no age limits or health restrictions. Anyone can take out a Golden Charter funeral plan, regardless of their current health or circumstances.
"Planning ahead is one of the kindest things you can do for those you love."
— Joel D. Kerr Funeral Services
Simple & Straightforward
How It Works
Get In Touch
Call us or send us a message and one of our team will arrange a convenient time to talk through your options — either over the phone, at our chapel, or in the comfort of your own home.
Choose Your Plan
We will explain the different plan options available and help you choose the one that best reflects your wishes and budget. There is no pressure — take as much time as you need.
Record Your Wishes
We will record all of your personal wishes — the type of service, music, flowers, readings and any other details that matter to you. Everything will be documented clearly.
Make Payment
Pay in a single lump sum or spread the cost with our instalment options. Your money is immediately placed into the Golden Charter trust fund for safekeeping.
Peace of Mind
Your plan is in place. Your family will know exactly what to do when the time comes — one phone call to us, and we will take care of everything, just as you planned.
Families We Have Helped
What Families Say
"Taking out a funeral plan with Joel D. Kerr was the best decision I made. I know everything is taken care of and my family won't have to worry."
A Hartlepool Resident
"The team were so patient and kind when explaining the options. I never felt pressured. I now have complete peace of mind."
A Billingham Resident
"When my mother passed, everything was already arranged. We just made one call and Joel's team handled everything beautifully."
A Teesside Family
Take The First Step
Talk To Us About A Funeral Plan Today
There is no obligation and no pressure. Simply get in touch and we will talk you through your options at a pace that suits you — by phone, by email, or in person.