Estate Planning Services
Property Protection Trust
An affordable, legally sound way to protect your share of your home — so it reaches the people you love, not care fees or a new family.
Did You Know?
Your home could fund your partner's care costs — unless you act now
When you die, your half of your home's value could be assessed and used to fund residential care costs for your surviving partner. Without protection, the home you worked hard for may not reach the people you intended.
A Property Protection Trust from Golden Charter gives you peace of mind. Your share is ring-fenced — protected from care costs, and protected if your partner were to remarry. Your surviving partner keeps the right to live in the home for as long as they wish, and can even move house if they choose.
It's an easy, affordable way to protect your most valuable asset and make sure it passes to the people you love.
Golden Charter
Trusted Provider
What's Included
What a Property Protection Trust gives you
Protect your share from care costs
If your surviving partner needs residential care, your share of the property may not be used to fund those costs — it stays ring-fenced for your chosen beneficiaries.
Partner keeps the right to stay
Your surviving partner can continue to live in the home for as long as they wish. Their security and comfort is fully preserved.
Freedom to move house
The trust travels with the property. If your partner wishes to downsize or move, they can do so — the trust simply transfers to the new home.
You choose who inherits your share
Whether it's your children, grandchildren, or another loved one — you decide exactly who receives your share of the property when the time comes.
Protection if your partner remarries
Should your partner remarry, your share of the home is protected and cannot be passed to a new family — it goes to the people you intended.
One-off fixed cost
A Property Protection Trust from Golden Charter is set up for a single fixed fee — no ongoing charges, no hidden costs, and no annual renewals.
Simple Process
How it works
Setting up a Property Protection Trust is straightforward. We guide you through every step.
Initial consultation
We sit down with you — at home or in our office — to explain how the trust works and whether it's right for your circumstances.
Legal preparation
Our Golden Charter specialists prepare the trust documentation, tailored to your property and your wishes.
Review & sign
You review the documents at your own pace. Once you're happy, you sign and the trust is formally established.
Land Registry update
The property title is updated at the Land Registry to reflect the trust, giving you full legal protection from that point forward.
Speak to Our Team
Ready to protect your home?
Our team can arrange a free, no-obligation consultation — at home or in our office — to explain your options and help you decide if a Property Protection Trust is right for you.
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